How the Scheme Works

See Our Motability Offers

It's easy with Motability!

If you receive the Higher Rate Mobility Component of the Disability Living Allowance or the War Pensioners' Mobility Supplement, getting a new car is easier and more affordable than ever. Through Motability, you simply turn part or all of that allowance into the car of your choice.

No waiting lists. No credit checks. No assessments required.

95% of customers choose to lease a car through Motability's Contract Hire agreement, which gives you:

· Over 4,000 brand new cars to choose from
· Insurance, servicing and maintenance
· Full RAC breakdown assistance
· Annual tax disc
· Tyre and windscreen replacement
· 60,000 mileage allowance over 3 years
· Many adaptations at no extra cost
· You don't have to drive - you can nominate up to two other drivers and pay a little extra for a third

The worry-free policy continues right to the end of your three-year lease with a seamless transfer to your new car.

Some customers may prefer to buy their own car, in which case a Hire Purchase lease might be for you. If you choose Hire Purchase, you negotiate the actual purchase price with Phoenix. With Hire Purchase, you will also be responsible for organising and paying for comprehensive insurance, breakdown recovery, your car tax disc, servicing and repairs.